At Bathco Home, we believe that upgrading your bathroom or home should be exciting – not overwhelming. That’s why we offer flexible finance options, allowing you to spread the cost of your purchase with affordable monthly repayments that suit your budget.
Whether you’re planning a full bathroom renovation or investing in high-quality fittings, our finance options help make your project more manageable.
Flexible Bathroom Finance You Can Trust
We’ve partnered with established UK credit brokers Ideal4Finance to offer secure, transparent finance solutions. Ideal4Finance helps thousands of customers every year and works exclusively with reputable lenders. They are also Trustpilot-rated ‘Excellent’, giving you extra peace of mind.
Finance is available subject to the lender’s assessment, and a deposit may be required. Any deposit amount will be clearly agreed with you before you begin your application.



Our Finance Options
Depending on your requirements, the following finance plans are available:
- 0% APR over 12 months
- 7.9% APR over 36 months
- 9.9% APR over 48 or 60 months
- 12.9% APR over 120 months
These options give you the flexibility to choose a repayment plan that fits your lifestyle, whether you want to clear the balance quickly or spread payments over a longer period.
Quick & Simple Online Application
You can apply for finance online at any time, with decisions made quickly. The final decision will be based on your individual circumstances, including:
- Your personal credit profile
- The loan amount
- The chosen loan term
Once approved, you can move forward with your Bathco Home purchase without delay.
If you need help with your application, Ideal4Finance’s friendly team is available on 020 3617 4647 (Monday to Friday, 9am–5pm).


Representative Finance Example
Here’s an example to help you understand how repayments might look:
- Purchase price: £8,000
- Deposit (20%): £1,600
- Total credit: £6,400
- Loan term: 60 months
- APR: 9.9% (fixed)
- Monthly repayment: £135.67
- Total repayable (credit only): £8,139.98
- Total cost including deposit: £9,739.98
This example is for illustrative purposes only and your actual finance offer may vary.
Use Our Finance Calculator
Want an estimate before applying? You can use our online finance calculator to get a guide to potential monthly repayments.
Please note: the calculator provides an indication only. Exact repayment amounts will be confirmed during the application process.
Important Information
There are risks involved in taking out a loan. You should ensure you can make all repayments on time and in full, as missed payments could lead to financial difficulties and negatively affect your credit score.
Bathco Designs Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance is available subject to status, and the rate offered is provisional, depending on your personal circumstances, loan amount, and term.
Representative example:
0.00% APR based on a loan of £0.00 repayable over 0 months at an interest rate of 0.00% APR pa (fixed), with monthly repayments of £0.00 and a total amount payable of £0.00.
Ready to Get Started?
If you’re ready to spread the cost of your Bathco Home purchase, you can apply today using our trusted finance partner.